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<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>Due to the holiday break, please have your OCIA Capital
draws into me by close of business on December 19th for the final December draw.
We will resume the normal schedule in January on the 10<sup>th</sup> and 25<sup>th</sup>
of each month. Thanks.<o:p></o:p></span></font></p>
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