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Good morning,
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<div>At OU, ours is a manual effort at the moment.</div>
<div>Here's how we currently manage this - We compare locations on current address, currently attended schools, and the locations that the person is logging in from in the Slate logs for one.  If there are multiple failed payment attempts, that is usually a
 sure sign of fraud.  If the email on the payment data is very different from the email on the record, that is a flag.  Certain email IPs like duck.com are immediately suspect, as are email addresses that seem generated by AI.  On non-degree apps, if the explanation
 seems like it was generated by AI, that is a major flag.  There are some email addresses that we mark as suspect to keep an eye on, but let them move forward because there is not enough negative to flag it outright.  On some of the ones that we felt were off,
 but not sure, we google the address.  Some of the addresses have been stores in strip malls or vacant lots.</div>
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<div>We are still interested in pursuing an automated solution, and exploring our options at the moment.</div>
<div>I hope this helps.</div>
<div>Thanks, take care and have a nice day! </div>
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Best regards,
<div>Nishanth Rodrigues, Ed.D., MBA</div>
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On Feb 25, 2026, at 6:18 PM, Ray, Dian via CoIT <coit@lists.onenet.net> wrote:<br>
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Richard and Mary — Thank you both — this is very helpful. Richard, we’ve considered an application fee, but we're worried it might deter good prospects. Given the extent of the fraud, we definitely need to revisit it. Mary, thanks for sharing</div>
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<p class="MsoNormal"><span style="font-size:11.0pt">Richard and Mary — Thank you both — this is very helpful.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt">Richard, we’ve considered an application fee, but we're worried it might deter good prospects. Given the extent of the fraud, we definitely need to revisit it.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt">Mary, thanks for sharing about Fraud AI. We’re using Recruit and will be taking a closer look at its fraud/identity features as well.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt">Thanks again!<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt">-Dian<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> CoIT <coit-bounces@lists.onenet.net>
<b>On Behalf Of </b>Richard Reif via CoIT<br>
<b>Sent:</b> Tuesday, February 24, 2026 11:34 AM<br>
<b>To:</b> Council on Information Technology <coit@lists.onenet.net><br>
<b>Cc:</b> Richard Reif <reif01@nsuok.edu>; coit-privatehighered@lists.onenet.net<br>
<b>Subject:</b> [EXT]: Re: [CoIT] Question: Student Identity Verification & Aid Fraud<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">NSU has application fees for graduate and undergraduate students which slows down the fraud.   This is still a hot topic on campus and I am grateful for this email thread.  Please continue sharing!!
<o:p></o:p></p>
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<p class="MsoNormal">Richard<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">On Mon, Feb 23, 2026 at 6:30<span style="font-family:"Arial",sans-serif"> </span>PM LaMack, Mary A via CoIT <<a href="mailto:coit@lists.onenet.net">coit@lists.onenet.net</a>> wrote:<o:p></o:p></p>
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<p class="MsoNormal"><span style="color:black">We have an application fee on undergrad applications. Our instances have mainly been with online grad applicants where there was no fee. We implemented fraud AI in Slate and it is working very well. <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black"><a href="https://urldefense.com/v3/__https://knowledge.technolutions.net/docs/identity-verification__;!!GNU8KkXDZlD12Q!5idvWlfkKXrTc4asYBYpOP28fIyC-WQnq1lta8E4U43UOB-LfPQ0PJRkscSff4Yw9Lv9qiyqByc$" target="_blank">https://knowledge.technolutions.net/docs/identity-verification</a><o:p></o:p></span></p>
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<p class="MsoNormal">Respectfully,<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><b>Mary LaMack</b><o:p></o:p></p>
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<p class="MsoNormal">Director of Information Technology <o:p></o:p></p>
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<p class="MsoNormal">East Central University <o:p></o:p></p>
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<p class="MsoNormal">580.559.5702<o:p></o:p></p>
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<p class="MsoNormal"><a href="mailto:mlamack@ecok.edu" target="_blank">mlamack@ecok.edu</a><o:p></o:p></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black"> CoIT <<a href="mailto:coit-bounces@lists.onenet.net" target="_blank">coit-bounces@lists.onenet.net</a>>
 on behalf of Ray, Dian via CoIT <<a href="mailto:coit@lists.onenet.net" target="_blank">coit@lists.onenet.net</a>><br>
<b>Sent:</b> Monday, February 23, 2026 6:06:05 PM<br>
<b>To:</b> 'Council on Information Technology' <<a href="mailto:coit@lists.onenet.net" target="_blank">coit@lists.onenet.net</a>>;
<a href="mailto:coit-privatehighered@lists.onenet.net" target="_blank">coit-privatehighered@lists.onenet.net</a> <<a href="mailto:coit-privatehighered@lists.onenet.net" target="_blank">coit-privatehighered@lists.onenet.net</a>><br>
<b>Cc:</b> Ray, Dian <<a href="mailto:dian.ray@swosu.edu" target="_blank">dian.ray@swosu.edu</a>><br>
<b>Subject:</b> [CoIT] Question: Student Identity Verification & Aid Fraud</span>
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<strong><span style="font-size:10.0pt;font-family:"Calibri",sans-serif;color:black">[CAUTION]</span></strong><span style="font-size:10.0pt;color:black"> This email originated from outside East Central University. Do not click links or open attachments unless
 you recognize the sender and know the content is safe.</span><o:p></o:p></p>
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<p><span style="font-size:11.0pt">Hi all —</span><o:p></o:p></p>
<p><span style="font-size:11.0pt">We’re continuing to combat fraudulent admissions and financial aid applications and would appreciate any insight you can share on how your institution handles this process.</span><o:p></o:p></p>
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<li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l0 level1 lfo1">
<span style="font-size:11.0pt">Do you verify <b>every student</b>, only students who
<b>receive aid</b>, or just those identified as <b>high risk?</b></span><o:p></o:p></li></ul>
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<li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l1 level1 lfo2">
<span style="font-size:11.0pt">What tools are you using for identity verification/fraud detection (e.g.,
<b>ID.me, Clear, Experian/Equifax identity services, TransUnion, Jumio, </b>etc.)?</span><o:p></o:p></li><li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l1 level1 lfo2">
<span style="font-size:11.0pt">Which ones are you happy with — and which should we avoid?</span><o:p></o:p></li></ul>
<p><span style="font-size:11.0pt"> </span><o:p></o:p></p>
<p><span style="font-size:11.0pt">We’re looking into ID.me. Any insights on workflows and tools that work well at your institution are much appreciated!</span><o:p></o:p></p>
<p><span style="font-size:11.0pt"> </span><o:p></o:p></p>
<p><span style="font-size:11.0pt">Thank you!</span><o:p></o:p></p>
<p><span style="font-size:11.0pt">-Dian</span><o:p></o:p></p>
<p><span style="font-size:11.0pt"> </span><o:p></o:p></p>
<p><span style="font-size:11.0pt;color:#595959">Dian Ray | Director | Information Technology Services |
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