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<p class="MsoNormal"><span style="font-size:7.5pt;font-family:"Helvetica","sans-serif";color:#505050">American Fidelity Assurance Company's ACA VIP Notification. For details on this and other ACA related topics,
<a href="http://cepublic.americanfidelity.com/ct.asp?id=D457776ADBA6C69F1DB13020CC1BF6177B182DBF0CA17E2BD880B918BC96FC3B7310F7E0770BB2A63258FAED2A622D85&ct=4aeUs5wAAABCWmgzMUFZJlNZyiqCbwAAJ5%2bAAQOAEqSCAIC%2f79%2fgIACJEUek9TQeUaGnqGmmhoGoGgSep%2big%2fVH6oZMnqR3BUY8%2fYMMZJIui7m9DVdQsC5wgMVPAgLmbhbVDjSD%2fZNhtJyheT63ae2dFs7eJlwTOPte1BNJH%2bzYDmJRclA58kCjc6oEhOdLPNCK944ZagFvOK5yzv6Nq4b%2bLuSKcKEhlFUE3gA%3d%3d" target="_blank">
<span style="color:#336699">visit our site</span></a>!<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:7.5pt;font-family:"Helvetica","sans-serif";color:#505050">Is this email not displaying correctly?<br>
<a href="http://cepublic.americanfidelity.com/ct.asp?id=A7131C6FA8D131EBD2C17DF11F3824B8145FB4576B45AAE0005AFC15BA0EF7B259B8F3A8494213CE589891E732FEFBAD&ct=4aeUs8MAAABCWmgzMUFZJlNZRNqMGgAAMR%2bAAQPt8qSCAIC%2f796gIACIIoGg00DJ6TTTEGmQETQYiMTUeoxDQNGm1O%2bAUKPooWY7zjmjKoREkd4G8SxKXOaB1FB5bumkXLTDXVKkFcyIWRODn3e2bo4jB6bWiGHevQ2upGYCEl4bmm9FDtWOMFrS%2b8JQOtucABgUcTRnlAGAKnii8WDTKkJJyguZyZeCYPaZNVOLQDJIrmQ3PtZWb%2f4u5IpwoSCJtRg0" target="_blank"><span style="color:#336699">View
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<p class="MsoNormal" align="center" style="text-align:center"><img border="0" width="600" height="257" id="_x0000_i1025" src="http://americanfidelity.com/media/613625/afas_emailheader_afca_webinar_01.jpg" alt="American Fidelity Administrative Services"><o:p></o:p></p>
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<h4 align="center" style="text-align:center"><span style="font-size:13.5pt;font-family:"Arial","sans-serif";color:white"><a href="http://cepublic.americanfidelity.com/ct.asp?id=88B9C70072544B229E26940E4692E3F6C18A1E2F89E050B5A9D035F7F6795D492540BF8AFADB50409EFB21467E11C8E5&ct=4aeUsz0AAABCWmgzMUFZJlNZC7oY9QAAE5mAAAH98D7j3IAgAEip4U9RphHqHqaegUA0AAA0%2fWgm0ZEEwCPFYIMySgVe0ueiHDLiBorWvdHPeDpkIKo04Cj4u5IpwoSAXdDHqA%3d%3d" target="_blank"><span style="color:white;border:none windowtext 1.0pt;padding:0in;text-decoration:none">REGISTER
 HERE</span></a><o:p></o:p></span></h4>
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<h4 style="margin:0in;margin-bottom:.0001pt"><span style="font-size:16.5pt;font-family:"Helvetica","sans-serif";color:#333366">VIP Notification<o:p></o:p></span></h4>
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<p style="margin:0in;margin-bottom:.0001pt"><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#666666">Add your colleagues! American Fidelity Assurance Company is committed to monitoring ACA activity and notifying customers as new guidance
 becomes available. If you would like to sign up other colleagues for our "VIP notification", simply have them fill out
<a href="http://cepublic.americanfidelity.com/ct.asp?id=9C3113CFE58649B29A1E6328745C7FD53A5EA896C1DE7FFD10555DFA333D4BDE7FAF845890A2D4F97D56D0F94AC95205&ct=4aeUs9wAAABCWmgzMUFZJlNZD4o%2fOgAAM5%2bAAQOAEqiCAIC%2f79%2fgMACmQ1U%2fQ0U9I8nqhsUN6Seo9QwwTAmAhoyaYDVPSb0oTzRT1MNEYQF8ism%2b1qzOv5wncfAkTieM0262s2A0LmxiXsZmJTUZS7Yk8LhSEye5gPg4YJcbo%2fh0qFs%2b6jpLWFEDnDB%2fyWtRBy32oNKPUOpWI8aT1hL7%2bYBRcoch27DIknNUxEsaGLOqDCCFGZ6WTS0TsMWQNe%2fABtpC5c55U1Hqe6E2stP4u5IpwoSAfFH50A%3d%3d">
this easy form</a> on our website.<br>
 <o:p></o:p></span></p>
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<h4 style="margin-bottom:0in;margin-bottom:.0001pt"><span style="font-size:16.5pt;font-family:"Helvetica","sans-serif";color:#333366">Contact<o:p></o:p></span></h4>
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<p style="margin:0in;margin-bottom:.0001pt"><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#666666">If you have any questions, please feel free to contact your American Fidelity Representative or call our ACA hotline at 877-302-5073.<o:p></o:p></span></p>
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<h4><span style="font-size:22.5pt;font-family:"Helvetica","sans-serif";color:#333366">ACA Reporting Using the Final Forms and Instructions<o:p></o:p></span></h4>
<p style="line-height:150%"><span style="font-size:10.5pt;line-height:150%;font-family:"Helvetica","sans-serif";color:#505050">In 2016, the Patient Protection and Affordable Care Act (ACA) requires large employers and employers that sponsor self-funded plans
 to report extensive and detailed data for the calendar year that began January 1, 2015. Because the ACA’s reporting requirements are complex and highly technical, employers are strongly encouraged to begin planning now. American Fidelity Administrative Services
 can help employers understand what is required and develop an action plan for ACA compliance.<br>
<br>
Please join American Fidelity Administrative Services for a webinar on May 14, 2015 covering the following:<o:p></o:p></span></p>
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<span style="font-size:10.5pt;line-height:150%;font-family:"Helvetica","sans-serif"">Who is required to report under Internal Revenue Code Section 6055 and Section 6056;<o:p></o:p></span></li><li class="MsoNormal" style="color:#505050;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:150%;mso-list:l0 level1 lfo1">
<span style="font-size:10.5pt;line-height:150%;font-family:"Helvetica","sans-serif"">Information required by Section 6055 and 6056;<o:p></o:p></span></li><li class="MsoNormal" style="color:#505050;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:150%;mso-list:l0 level1 lfo1">
<span style="font-size:10.5pt;line-height:150%;font-family:"Helvetica","sans-serif"">Responsibilities of insured, self-funded, and government-administered major medical plans;<o:p></o:p></span></li><li class="MsoNormal" style="color:#505050;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:150%;mso-list:l0 level1 lfo1">
<span style="font-size:10.5pt;line-height:150%;font-family:"Helvetica","sans-serif"">Combined reporting for large employers that sponsor self-funded plans; and<o:p></o:p></span></li><li class="MsoNormal" style="color:#505050;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:150%;mso-list:l0 level1 lfo1">
<span style="font-size:10.5pt;line-height:150%;font-family:"Helvetica","sans-serif"">Clarifications and updates from the final IRS Forms 1094, 1095 and instructions<o:p></o:p></span></li></ul>
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<o:p></o:p></span></p>
<p style="line-height:150%"><strong><span style="font-size:18.0pt;line-height:150%;font-family:"Helvetica","sans-serif";color:#333366">Date:</span></strong><b><span style="font-size:18.0pt;line-height:150%;font-family:"Helvetica","sans-serif";color:#333366"><br>
<strong><span style="font-family:"Helvetica","sans-serif"">Thursday, May 14, 2015</span></strong></span></b><span style="font-size:10.5pt;line-height:150%;font-family:"Helvetica","sans-serif";color:#505050"><o:p></o:p></span></p>
<p style="line-height:150%"><span class="time1"><b><span style="font-size:13.5pt;line-height:150%;font-family:"Helvetica","sans-serif";color:#333366">Time:</span></b></span><b><span style="font-size:13.5pt;line-height:150%;font-family:"Helvetica","sans-serif";color:#333366"><br>
<span class="time1">11:00 a.m. - 12:00 p.m. CDT</span></span></b><strong><span style="font-size:18.0pt;line-height:150%;font-family:"Helvetica","sans-serif";color:#333366">
</span></strong><span style="font-size:10.5pt;line-height:150%;font-family:"Helvetica","sans-serif";color:#505050"><o:p></o:p></span></p>
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<h4 align="center" style="text-align:center"><span style="font-size:13.5pt;font-family:"Arial","sans-serif";color:white"><a href="http://cepublic.americanfidelity.com/ct.asp?id=88B9C70072544B229E26940E4692E3F6C18A1E2F89E050B5A9D035F7F6795D492540BF8AFADB50409EFB21467E11C8E5&ct=4aeUsz0AAABCWmgzMUFZJlNZC7oY9QAAE5mAAAH98D7j3IAgAEip4U9RphHqHqaegUA0AAA0%2fWgm0ZEEwCPFYIMySgVe0ueiHDLiBorWvdHPeDpkIKo04Cj4u5IpwoSAXdDHqA%3d%3d" target="_blank"><span style="color:white;border:none windowtext 1.0pt;padding:0in;text-decoration:none">REGISTER
 HERE</span></a><o:p></o:p></span></h4>
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<p style="line-height:150%"><span style="font-size:10.5pt;line-height:150%;font-family:"Helvetica","sans-serif";color:#505050">As your educational resource on
<a href="http://cepublic.americanfidelity.com/ct.asp?id=F0951199F55FDAE0F128CDE79FC7F70A79FD0BFFE939DCD0CBA6CBDF85F26B4F8B7EEFBE0824D4648C25BA6EEFF7A01D&ct=4aeUs5AAAABCWmgzMUFZJlNZACTYzQAAI5%2bAAQOAEqiCAIC%2f59%2fgIABoRRsk0HpAaeo09ENA1DRPUeim0J5NAJ6novAI8YH7ETZN82yb3SGxoguAJJcZVGtMWOLqO5CSt8PfaDkyXGyUgyrm5NV%2bXW4SKH%2byAPGMjKSBhXyFB3V8wRn8ZMkji76p94D6RS1lT3ivah%2bi7kinChIABJsZoA%3d%3d">
ACA</a>, American Fidelity Administrative Services values helping and providing tools for our customers to stay on top of the ACA rules. You are welcome to forward this invitation. Space for this special event is limited and your RSVP is required. Click here
 to reserve your seat today! Find out more information about the ACA rules at <a href="http://cepublic.americanfidelity.com/ct.asp?id=F0951199F55FDAE0F128CDE79FC7F70A79FD0BFFE939DCD0CBA6CBDF85F26B4F8B7EEFBE0824D4648C25BA6EEFF7A01D&ct=4aeUs5AAAABCWmgzMUFZJlNZACTYzQAAI5%2bAAQOAEqiCAIC%2f59%2fgIABoRRsk0HpAaeo09ENA1DRPUeim0J5NAJ6novAI8YH7ETZN82yb3SGxoguAJJcZVGtMWOLqO5CSt8PfaDkyXGyUgyrm5NV%2bXW4SKH%2byAPGMjKSBhXyFB3V8wRn8ZMkji76p94D6RS1lT3ivah%2bi7kinChIABJsZoA%3d%3d">
HCReducation.com</a> or join the conversation on our blog at <a href="http://cepublic.americanfidelity.com/ct.asp?id=ADAC5011BC18AB288F017B865DDA119AC82BC5850B678AB3D9190750511E20340976AF080EF1C9535C20305A1EF78613&ct=4aeUs3kAAABCWmgzMUFZJlNZORsgOAAAHR%2bAAQOAEqiCAIC%2f596gIABoRQ9TRp%2bkgGTTTammg1Amm1PRDRoBpp6k4k4QqJIsZ30Zxuj3niRC2znskDqR9g0zY2oCy0Wj3l8bcbWUS2VleCeSRAcJTMVK5rGQPQUwnCMHHMOAaaLEURWz%2fxdyRThQkDkbIDg%3d">
benefitsblog.americanfidelity.com</a><o:p></o:p></span></p>
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<p class="MsoNormal" style="line-height:150%"><em><b><span style="font-size:10.5pt;line-height:150%;font-family:"Helvetica","sans-serif";color:#505050">About the presenter:
</span></b></em><span style="font-size:10.5pt;line-height:150%;font-family:"Helvetica","sans-serif";color:#505050"><br>
<strong><span style="font-family:"Helvetica","sans-serif"">Jessica Frier, J.D.</span></strong> is a Senior Health and Welfare Plan Consultant for American Fidelity Administrative Services, LLC. Previously, Jessica was a labor and employment attorney with the
 law firm of Liebert Cassidy Whitmore in Los Angeles, California where her practice focused on education and public sector clients. Jessica has extensive experience advising clients on the Patient Protection and Affordable Care Act (ACA), as well as other employee
 benefits issues. Her goal is to help employers adjust to the ever-changing landscape of the ACA and make informed decisions as they seek to comply with the law. She is a graduate of Pepperdine University School of Law, and is a member of the California bar.<o:p></o:p></span></p>
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<span style="font-size:9.0pt;line-height:125%;font-family:"Arial","sans-serif";color:#666666"><a href="http://cepublic.americanfidelity.com/ct.asp?id=D316A9AEAEAAEF0CCE8859C495C81D08ADCCE9718E7B786605491C1653B90BCCA7C3D698E1B3E497044BFD1747557B23&ct=4aeUszsAAABCWmgzMUFZJlNZXdvDewAADx%2bAAQOQkoBwIAA7YtegIABUU0AAAABFNPUaaZPUGajxNJNGq9EmUWeS2sbFHerwXy%2bZ3krtpgKIWBMQEXgCxepwA5b4u5IpwoSC7t4b2A%3d%3d"><span style="color:#607890;text-decoration:none"><img border="0" width="30" height="30" id="_x0000_i1027" src="http://www.afadvantage.com/media/409916/youtube_icon.png" alt="You Tube"></span></a><a href="http://cepublic.americanfidelity.com/ct.asp?id=6D50D234B0C86F88D9B4739B7E22224EA61F3341A7F01739175C64FAD52C22F7BA871BFDD54C646EDAB434A45E6CFEAA&ct=4aeUsxsAAABCWmgzMUFZJlNZ8gRQYAAABx%2bAAAOQkABwIAASYtYgIAAxQNNDIyYhQANNPUPSdNlq6XtIvEAAZjA7iW78XckU4UJDyBFBgA%3d%3d" target="_blank"><span style="color:#607890;text-decoration:none">watch
 on you tube</span></a><o:p></o:p></span></p>
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 on twitter</span></a><o:p></o:p></span></p>
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<p align="right" style="margin:0in;margin-bottom:.0001pt;text-align:right"><span style="color:#666666">2000 N. Classen Blvd.<o:p></o:p></span></p>
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<p align="right" style="margin:0in;margin-bottom:.0001pt;text-align:right"><span style="color:#666666"><a href="http://cepublic.americanfidelity.com/ct.asp?id=FF0B7D16334C54359A2F38FBB030C660703B43C5C91A346133E211E925CC9DC0EAB38DF6262D6696EC54E630E3D8398F&ct=4aeUs3sAAABCWmgzMUFZJlNZwFbU%2bwAAGx%2bAAQOAEqiCAIC%2f596gIABqIp6jEbSaDE9TR6Q9QaQmMppkaAGQ0TkMy%2bMisaJ6Mt4Upg0AeITqBQO1HKxjcZvSsZAyLFJEVoVT7g8SsPnAME0FHrU5qsywXZJnAxDIjk0AyWMBcq3GY%2bv%2fF3JFOFCQwFbU%2bw%3d%3d" target="_blank"><span style="color:#607890;text-decoration:none">AmericanFidelityConsulting.com</span></a><o:p></o:p></span></p>
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<p style="line-height:125%"><span style="font-size:9.0pt;line-height:125%;font-family:"Helvetica","sans-serif";color:#707070">Upon signing up for VIP notification, customer consents to being contacted, including by phone or email, regardless of their status
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