[Defaultprevention] Tip of the Week

[Heid, Mary]

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Grace Periods

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Spring 2013 graduates and students that dropped below half-time status after the spring semester or during the summer are going to enter repayment<http://mappingyourfuture.org/paying/studentloanrepayment.htm> soon.

It is essential that borrowers understand their grace period is coming to an end and they need to begin preparing, if they haven't already, for their loans to enter repayment. This includes working with their loan servicer<http://mappingyourfuture.org/paying/loanservicers.htm> to select a repayment program and preparing their personal budgets accordingly.

Remember to reach out to these borrowers and help them prepare or offer them guidance<http://mappingyourfuture.org/oslc/counseling/index.cfm?act=Intro&OslcTypeID=49> if they have questions about their options. This will help not only your borrowers, but also help your school's cohort default rate.


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