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<div>There is lots of good information in this report including ideas you may want to consider on your campus.</div>
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<div align="center" style="text-align:center;"><font face="Calibri" size="2"><span style="font-size:11pt;"><a href="http://projectonstudentdebt.org/files/pub/Making_Loans_Work.pdf"><font face="Arial" size="4" color="blue"><span style="font-size:14pt;"><u>Making
Loans Work</u></span></font></a></span></font></div>
<div align="center" style="text-align:center;"><font color="blue"><u>How Community Colleges Support Responsible Student Borrowing</u></font></div>
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<div>This report was commissioned by the Institute for College Access & Success (TICAS) and the California Community Colleges Student Financial Aid Administrators Association (CCCSFAAA), and was researched and written by Pamela Burdman, an independent consultant
specializing in college readiness and success.</div>
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<div><font face="Calibri" size="2"><span style="font-size:11pt;"><a href="http://creativecommons.org/licenses/by-nc-nd/3.0/"><font face="TrebuchetMS" size="2" color="blue"><span style="font-size:10pt;"><u>http://creativecommons.org/licenses/by-nc-nd/3.0/</u></span></font></a></span></font></div>
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<div><font face="Calibri" size="2"><span style="font-size:10pt;"><b>Mary Heid</b><font size="2"><span style="font-size:11pt;">
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</span></font>Director for Policy, Compliance, and Training<font size="2"><span style="font-size:11pt;">
<br>
</span></font>Oklahoma College Assistance Program (OCAP)<font size="2"><span style="font-size:11pt;">
<br>
</span></font><i>a division of the Oklahoma State Regents for Higher Education formerly known as
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the Oklahoma Guaranteed Student Loan Program</i><font size="2"><span style="font-size:11pt;">
<br>
</span></font>405.234.4489 (office direct)<font size="2"><span style="font-size:11pt;">
<br>
</span></font>800-522-8506 (TDD/TRS) <br>
405.234.4582 (fax)<font size="2"><span style="font-size:11pt;"> <br>
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</span></font><font face="Arial" size="4"><span style="font-size:13.5pt;">Don’t forget to like us on</span></font><font size="2"><span style="font-size:11pt;"> </span></font><a href="http://www.facebook.com/RepaymentScoop"><font face="Arial" size="4" color="blue"><span style="font-size:13.5pt;"><u>Facebook</u></span></font></a><font face="Arial" size="4"><span style="font-size:13.5pt;">!</span></font></span></font></div>
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<div><font face="Arial Narrow" size="2"><span style="font-size:10pt;"><i>The information, links, articles, and comments exchanged on this listserv are provided by a wide variety of participants and sources representing many different points of view. Information
shared by members through the listserv is meant to spur discussion and promote awareness of topics of interest; it is not meant to promote any particular viewpoint and does not necessarily represent the viewpoint of the Oklahoma College Assistance Program or
Oklahoma State Regents for Higher Education</i><font size="2"><span style="font-size:11pt;"><i>.</i></span></font></span></font></div>
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