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<P class=MsoNormal><FONT size=2><SPAN
style="FONT-SIZE: 11pt; COLOR: black; FONT-FAMILY: Arial">Dear Lenders,
Servicers and Guarantors: </SPAN></FONT></P>
<P class=MsoNormal><FONT size=2><SPAN
style="FONT-SIZE: 11pt; COLOR: black; FONT-FAMILY: Arial"><SPAN
class=544590116-19122006>W</SPAN>e will close at 5 p.m. <SPAN
class=228030323-15122005>Friday </SPAN> December 2<SPAN
class=544590116-19122006>2, 2006</SPAN> and reopen on <SPAN
class=228030323-15122005>Tuesday</SPAN>, January <SPAN
class=544590116-19122006>2</SPAN>, 200<SPAN
class=544590116-19122006>7</SPAN>. Because our Spring 200<SPAN
class=544590116-19122006>7</SPAN> semester does not begin until Tuesday, January
1<SPAN class=544590116-19122006>6</SPAN>, 200<SPAN
class=544590116-19122006>7</SPAN>, our Stafford Loan disbursement for Spring
200<SPAN class=544590116-19122006>7 </SPAN>is scheduled for <SPAN
class=228030323-15122005><SPAN class=544590116-19122006>Wednesday, January 3,
2007</SPAN></SPAN>.</SPAN></FONT></P>
<P class=MsoNormal><FONT size=2><SPAN
style="FONT-SIZE: 11pt; COLOR: black; FONT-FAMILY: Arial"><B><SPAN
style="FONT-WEIGHT: bold; BACKGROUND: yellow">Please cease making EFT deposits
after <SPAN class=544590116-19122006>Thursday</SPAN>, December 2<SPAN
class=544590116-19122006>1</SPAN> 200<SPAN
class=544590116-19122006>6</SPAN>. EFT deposits sent on <SPAN
class=544590116-19122006>Thursday</SPAN>, Dec 2<SPAN
class=544590116-19122006>1</SPAN> will be posted that night and exceptions
reviewed on <SPAN class=544590116-19122006>Friday, Dec 22</SPAN>. If
deposits are sent after Dec 2<SPAN class=544590116-19122006>1</SPAN>, the
systems won’t be active and personnel won’t be here to process them and meet the
3 day rule. <?xml:namespace prefix = o ns =
"urn:schemas-microsoft-com:office:office"
/><o:p></o:p></SPAN></B></SPAN></FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><B><FONT size=2><SPAN
style="FONT-WEIGHT: bold; FONT-SIZE: 11pt; BACKGROUND: yellow; COLOR: black; FONT-FAMILY: Arial">Please
resume sending EFT data & deposits on<SPAN class=228030323-15122005>
Tuesday,</SPAN> January <SPAN class=544590116-19122006>2</SPAN>,
200<SPAN class=544590116-19122006>7</SPAN>. </SPAN></FONT></B><FONT
size=2><SPAN style="FONT-SIZE: 11pt; FONT-FAMILY: Arial"> <SPAN
class=544590116-19122006>Wednesday, </SPAN>January <SPAN
class=544590116-19122006>3</SPAN>, 200<SPAN class=544590116-19122006>7</SPAN> is
our major Spring 200<SPAN class=544590116-19122006>7</SPAN> disbursement date
and will be our largest EFT transmission of the
year. <o:p></o:p></SPAN></FONT></P>
<P class=MsoNormal><B><FONT size=2><SPAN
style="FONT-WEIGHT: bold; FONT-SIZE: 11pt; BACKGROUND: yellow; COLOR: black; FONT-FAMILY: Arial">We
will begin disbursing Spring 200<SPAN class=544590116-19122006>7</SPAN><SPAN
class=228030323-15122005> </SPAN>aid on Monday, January <SPAN
class=544590116-19122006>8</SPAN>, 200<SPAN
class=544590116-19122006>7</SPAN>.</SPAN></FONT></B><B><FONT size=2><SPAN
style="FONT-WEIGHT: bold; FONT-SIZE: 11pt; COLOR: black; FONT-FAMILY: Arial">
</SPAN></FONT></B><FONT size=2><SPAN
style="FONT-SIZE: 11pt; COLOR: black; FONT-FAMILY: Arial">The later start date
of our Spring 200<SPAN class=544590116-19122006>7</SPAN><SPAN
class=228030323-15122005> </SPAN>semester means that our students won’t be able
to get their Spring 200<SPAN class=544590116-19122006>7</SPAN> aid disbursements
the day we reopen as they are used to doing, they’ll have to wait another week.
So, if our borrowers call you to check which day you’re going to
send the Spring 0<SPAN class=544590116-19122006>7</SPAN> money, we’d appreciate
any help you can give to remind them of the additional
week. </SPAN></FONT><FONT size=2><SPAN
style="FONT-SIZE: 11pt; FONT-FAMILY: Arial">If you get confused about the dates
or have any questions or problems, please feel free to contact me at home
during the break at 405-364-1592 or on my cell at 405-203-1406. <SPAN
style="COLOR: black"> </SPAN><o:p></o:p></SPAN></FONT></P></FONT></DIV>
<DIV><SPAN class=228030323-15122005><FONT face=Arial><STRONG>If you disburse
through the ELM NDN</STRONG>, I <SPAN class=544590116-19122006>have already
arranged "snoozing" our</SPAN> disbursements directly with the NDN.
</FONT></SPAN></DIV>
<DIV><SPAN class=228030323-15122005><FONT face=Arial></FONT></SPAN> </DIV>
<DIV><SPAN class=228030323-15122005><STRONG><FONT face=Arial>Please share this
information with your originations personnel so everyone is in the loop.
Thanks and have a great holiday!!!</FONT></STRONG></SPAN></DIV>
<DIV align=left><FONT size=2>
<P align=left><FONT face=Arial><FONT size=2>Pam McConahay</FONT> <BR><FONT
size=2>Assoc. Dir., Compliance, Training & Lender Relations</FONT> <BR><FONT
size=2>University of Oklahoma Financial Aid Services</FONT> <BR><FONT
size=2>1000 Asp Avenue, Room 216 </FONT><FONT size=2>Norman OK
73019-4078</FONT><BR><FONT size=2>(405) 325-4617 Fax (405) 325-7608</FONT>
<BR><FONT size=2>pmcconahay@ou.edu </FONT></FONT></P>
<P><FONT face=Arial><FONT size=1>This message, and attachments if any,
from the University of Oklahoma may</FONT> <FONT size=1>contain confidential or
privileged information. If you are not the intended</FONT> <FONT
size=1>recipient of this information, you are prohibited from reading,
disclosing,</FONT> <FONT size=1>reproducing, distributing, disseminating, or
otherwise using this</FONT> <FONT size=1>information. If you received this
transmission in error, please notify the</FONT> <FONT size=1>sender and delete
this message immediately. Thank you. </FONT></FONT></P></FONT></DIV>
<DIV><FONT size=2><FONT face=Arial color=#800000 size=3><SPAN
class=544590116-19122006><STRONG>Enjoy some fantastic women's basketball on
Wednesday, December 20 at 6 p.m. Central Time on ESPN 2.....the Sooner Women
(ranked #3 in the country) play Ohio State (ranked #8). The game in Norman
is sold out with only "restricted admission" (standing room only) seats
available 90 minutes before tip-off.
</STRONG></SPAN></FONT></DIV></DIV></FONT></BODY></HTML>