<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:x="urn:schemas-microsoft-com:office:excel" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40"><head><meta http-equiv=Content-Type content="text/html; charset=utf-8"><meta name=Generator content="Microsoft Word 14 (filtered medium)"><style><!--
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</o:shapelayout></xml><![endif]--></head><body bgcolor=white lang=EN-US link=black vlink=purple><div class=WordSection1><p class=MsoNormal><span style='font-family:"Georgia","serif";color:#4CA9C5'>On Jan. 26, 2012, the Department of Health and Human Services published the 2012 poverty guidelines in the <a href="https://www.federalregister.gov/articles/2012/01/26/2012-1603/annual-update-of-the-hhs-poverty-guidelines?utm_campaign=subscription+mailing+list&utm_medium=email&utm_source=federalregister.gov">Federal Register</a>.<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Georgia","serif";color:#4CA9C5'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Georgia","serif";color:#4CA9C5'>The new guidelines should be used when evaluating borrowers for reduced payment plans such as economic hardship and income-based repayment.<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Georgia","serif";color:#4CA9C5'><o:p> </o:p></span></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><b><span style='font-family:"Georgia","serif";color:#4F3E3F'>Matt McCreary <br>Policy Analyst <o:p></o:p></span></b></p><p class=MsoNormal><b><span style='font-family:"Georgia","serif";color:#BD7B01'>Oklahoma College Assistance Program (OCAP)</span></b><b><span style='font-family:"Georgia","serif";color:#4CA9C5'> <br></span></b><span style='font-size:10.0pt;font-family:"Georgia","serif";color:#4CA9C5'>formerly known as Oklahoma Guaranteed Student Loan Program<o:p></o:p></span></p><p class=MsoNormal><i><span style='font-size:10.0pt;font-family:"Georgia","serif";color:#4CA9C5'>a division of the Oklahoma State Regents for Higher Education</span></i><i><span style='font-family:"Georgia","serif";color:#4CA9C5'> <o:p></o:p></span></i></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Georgia","serif";color:green'><o:p> </o:p></span></p><p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Georgia","serif";color:#A7C766'>405-234-4296 - phone <br>405-234-4549 - fax <o:p></o:p></span></b></p><p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Georgia","serif";color:#A7C766'>800-522-8506 (TDD/TRS)<o:p></o:p></span></b></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Georgia","serif";color:#EBE7B1'><o:p> </o:p></span></p><p class=MsoNormal style='text-autospace:none'><i><span style='font-size:9.0pt;font-family:"Georgia","serif";color:#4F3E3F'>Note: This communication and attachments, if any, are intended solely for the use of the addressee hereof. In addition, this information and attachments, if any, may contain information that is confidential, privileged and exempt from disclosure under applicable law including, but not limited to, the Privacy Act of 1974. If you are not the intended recipient of this information, you are prohibited from reading, disclosing, reproducing, distributing, disseminating, or otherwise using this information. If you have received this message in error, please promptly notify the sender and immediately delete this communication from your system.<o:p></o:p></span></i></p><p class=MsoNormal><span style='font-family:"Georgia","serif";color:#EBE7B1'><o:p> </o:p></span></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><span style='font-family:"Georgia","serif";color:#EBE7B1'><o:p> </o:p></span></p></div></body></html>