<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=us-ascii">
<meta name="Generator" content="Microsoft Word 14 (filtered medium)">
<style><!--
/* Font Definitions */
@font-face
        {font-family:"Cambria Math";
        panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
        {font-family:Calibri;
        panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
        {font-family:"Bookman Old Style";
        panose-1:2 5 6 4 5 5 5 2 2 4;}
@font-face
        {font-family:"Century Schoolbook";
        panose-1:2 4 6 4 5 5 5 2 3 4;}
@font-face
        {font-family:"Calisto MT";
        panose-1:2 4 6 3 5 5 5 3 3 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
        {margin:0in;
        margin-bottom:.0001pt;
        font-size:11.0pt;
        font-family:"Calibri","sans-serif";}
a:link, span.MsoHyperlink
        {mso-style-priority:99;
        color:blue;
        text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
        {mso-style-priority:99;
        color:purple;
        text-decoration:underline;}
span.EmailStyle17
        {mso-style-type:personal-compose;
        font-family:"Bookman Old Style","serif";
        color:#3C5CB8;
        font-weight:normal;
        font-style:normal;}
.MsoChpDefault
        {mso-style-type:export-only;
        font-family:"Calibri","sans-serif";}
@page WordSection1
        {size:8.5in 11.0in;
        margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
        {page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
</head>
<body lang="EN-US" link="blue" vlink="purple">
<div class="WordSection1">
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Bookman Old Style","serif";color:#3C5CB8">Please be aware that DHS released the 2013 Annual Poverty Guidelines in the January 24, 2013
<b><a href="https://www.federalregister.gov/articles/2013/01/24/2013-01422/annual-update-of-the-hhs-poverty-guidelines">Federal Register</a></b>.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Bookman Old Style","serif";color:#3C5CB8"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Bookman Old Style","serif";color:#3C5CB8">Please note that the 150% of the poverty guidelines figure is to be used for the Economic Hardship deferment as well as the income-driven repayment plans.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Bookman Old Style","serif";color:#3C5CB8"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Bookman Old Style","serif";color:#3C5CB8"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:12.0pt;font-family:"Century Schoolbook","serif";color:#17365D">Matt McCreary
<br>
</span></b><b><span style="font-size:12.0pt;font-family:"Century Schoolbook","serif";color:#0F243E">Policy Analyst
<o:p></o:p></span></b></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:12.0pt;font-family:"Century Schoolbook","serif";color:#365F91">Oklahoma College Assistance Program (OCAP)
<br>
</span></b><i><span style="font-size:10.0pt;font-family:"Century Schoolbook","serif";color:#365F91">a division of the Oklahoma State Regents for Higher Education</span></i><span style="font-size:10.0pt;font-family:"Century Schoolbook","serif";color:#365F91"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-family:"Century Schoolbook","serif";color:#244061">405-234-4296 - phone
<br>
405-234-4549 - fax <o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-family:"Century Schoolbook","serif";color:#244061">800-522-8506 (TDD/TRS)<o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-family:"Century Schoolbook","serif";color:#984806"><o:p> </o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-family:"Century Schoolbook","serif";color:#31849B"><a href="http://www.ocap.org"><span style="color:#31849B">www.ocap.org</span></a><o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-family:"Century Schoolbook","serif";color:#31849B"><a href="http://www.ucango2.org"><span style="color:#31849B">www.ucango2.org</span></a><o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-family:"Century Schoolbook","serif";color:#31849B"><a href="http://www.oklahomamoneymatters.org"><span style="color:#31849B">www.oklahomamoneymatters.org</span></a><o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-family:"Century Schoolbook","serif";color:#9BBB59"><o:p> </o:p></span></b></p>
<p class="MsoNormal"><span style="font-size:7.5pt;font-family:"Century Schoolbook","serif";color:#215868">Note: This communication and attachments, if any, are intended solely for the use of the addressee hereof. In addition, this information and attachments,
 if any, may contain information that is confidential, privileged and exempt from disclosure under applicable law including, but not limited to, the Privacy Act of 1974. If you are not the intended recipient of this information, you are prohibited from reading,
 disclosing, reproducing, distributing, disseminating, or otherwise using this information. If you have received this message in error, please promptly notify the sender and immediately delete this communication from your system.</span><b><span style="font-family:"Century Schoolbook","serif";color:#215868"><o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Calisto MT","serif";color:#C80000"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Calisto MT","serif";color:#C80000"><o:p> </o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
</div>
</body>
</html>