From sjoyner at otag.org Mon May 21 10:21:45 2001 From: sjoyner at otag.org (Joyner, Shiela) Date: Tue Mar 23 20:21:30 2004 Subject: [Oasfaa] OTAG Eligibility Status Reports Message-ID: <67B1776185FFD311926100805FC11F9D95754A@HANDEL> Good Morning, We are working with several schools to finalize their schedules for receipt of OTAG Eligibility Status Reports. These schedules were included in a March 14, 2001, mailing to all school OTAG representatives. If we don't already have your schedule, Shipra Sinha will be contacting you. Surprisingly to us, we're finding that a large number of schools (and some rather large schools) are choosing to schedule processing of their FIRST report as late as August, in some cases September and October. Folks, we believe that's too late! That late in the year, we are expecting the majority of our funds to already be committed and that our work with application updates will by that time be primarily "clean up" work. Please remember that the Eligibility Status Report leads to the awards process. If a majority of schools wait until August or later to receive their first Eligibility Status Report, this will result in a delay in the awarding process until after the fall semester has already begun. Work to get awards processed that the OTAG office was expecting to do over the summer will be "piled up" to be done at the same time we are expecting (and some schools will be expecting us to) to be focused on the disbursement process. We would anticipate that, under such a scenario and with our present staffing situation, the quality of our service to students and schools will be affected. And any hope we have of providing timely information regarding the awarding cutoff will be significantly affected. We're interested in hearing from schools regarding their wishes. Are we misunderstanding? Are schools misunderstanding? Or is it actually now desirable that the OTAG awarding process in large part be delayed until AFTER school starts in the fall? Please provide feedback directly to me. We will compile the results, and assess our work plan accordingly. Thanks for your time and your input. *********************** Shiela Joyner, Director Oklahoma Tuition Aid Grant Program P. O. Box 3020 Oklahoma City, OK 73101-3020 Internet: sjoyner@otag.org Voice: (405) 234-4356 Toll Free (877) 662-6231 Fax: (405) 234-4392 From bfair at osrhe.edu Mon May 21 10:52:23 2001 From: bfair at osrhe.edu (Fair, Bryce) Date: Tue Mar 23 20:21:30 2004 Subject: [Oasfaa] OHLAP-Plus Scholarships Message-ID: > As many of your are aware, the OHLAP-Plus scholarships (Oklahoma Higher > Learning Access Program) are funded 100% by federal grant monies the State > Regents receive through the GEAR UP program (Gaining Early Awareness for > Undergraduate Programs). The GEAR UP grant funds allow us to double an > OHLAP student's regular award if they are also a Pell Grant recipient and > if the award fits within the student's cost of attendance (thus the name > OHLAP-Plus). These funds have been a tremendous benefit. For the current > 2000-01 academic year, the GEAR UP funds have allowed us to award over > $1.4 million in OHLAP-Plus scholarships to 1,150 OHLAP/Pell students. > > As with any federal funding, strings are attached. One of the strings > attached to GEAR UP-funded scholarships is that they be awarded to > students as a grant/scholarship source of last resort. The federal > regulations on GEAR UP require the State grantee (State Regents) to ensure > that OHLAP-Plus is applied in the following order: > * (1) Pell grant > * (2) Any of public or private grants or scholarships (such as OTAG, > regular OHLAP, tuition waivers, academic scholarships, private > scholarships, etc.) > * (3) GEAR UP Scholarship (OHLAP-Plus) > * (4) loans and work study > > This particular issue has become controversial at the national level. > Attached below are two recent articles from the Chronicle for Higher > Education describing the controversy. We don't think this is really an > issue in Oklahoma because our instructions on applying OHLAP-Plus have > always said it is to be applied "after Pell, OTAG, OHLAP, etc." > > Nevertheless, all this is to say that beginning with the Summer 2001 > OHLAP/OHLAP-Plus payments, we will be asking those persons responsible for > submitting the OHLAP/OHLAP-Plus claim to sign a statement certifying that > OHLAP-Plus awards have been applied consistent with the federal > regulations. We believe this will help ensure compliance with the federal > regulations. Carol Alexander will be sending out the OHLAP-Plus Summer > Eligibility List very shortly accompanied with the new claim form. If you > have any questions about the claim, please call her at (405) 524-9160 or > e-mail her at calexander@osrhe.edu > > You can find the GEAR UP federal regulations at: > http://www.ed.gov/legislation/FedRegister/finrule/2000-2/042700a.pdf > The relevant section is on p. 24762 (section 694.10). In part it states: > > "(e) Order of Scholarships. (1) In general. Notwithstanding 34 CFR > 673.5, in awarding GEAR UP scholarships, a State or Partnership must > ensure that, for each recipient of a scholarship under this part who > is > eligible for and receiving other postsecondary student financial > assistance, a Federal Pell Grant, if applicable, be awarded first, > any > other public or private grants, scholarships, or tuition discounts > be > awarded second, a GEAR UP scholarship be awarded third, and then any > other financial assistance, such as loans or work-study, be > awarded." > > > One final issue on the OHLAP-Plus Scholarship-- In the first two years of > OHLAP-Plus, we have been able to award the scholarship to every > Pell-eligible OHLAP student. We will also be able to do this in the third > year of 2001-02. However, due to the growth in students in the OHLAP > program, by the fourth year (2002-03) we will likely not be able to fund > all Pell-eligible OHLAP students. Beginning that year, we will probably > have to apply additional criteria required by the grant. That criteria > includes participation of the student in TRIO and/or GEAR UP programs in > high school. > > I apologize for the length of this e-mail, but this is a very important > issue. As one of the articles below indicates, Oklahoma's GEAR UP program > has established itself as one of the leading programs in the nation-- in > large part because it could be coordinated with our existing OHLAP > program. The federal government and many other states will be watching > our progress closely. We appreciate your help in making this program a > success for our students. > > If you have any questions please contact the OHLAP office at (405) > 524-9160. > > > Bryce Fair > Oklahoma State Regents for Higher Education > State Capitol Complex > 500 Education Building > Oklahoma City, OK 73105-4500 > Phone: (405) 524-9162 > Fax: (405) 524-9230 > e-mail: bfair@osrhe.edu > > > ========================================================================== > ==== > > Chronicle for Higher Education > From the issue dated May 18, 2001 > > > Bush Administration Evaluates GEAR UP and Seeks a Budget Cut > By JENNIFER YACHNIN > > GEAR UP is stuck in neutral. > > Supporters of the two-year-old program argue that it is the best of > several government-led efforts to encourage young students from low-income > families to prepare for college. But whether the Bush administration will > warm to GEAR UP -- which was started and championed by President Bill > Clinton -- is unclear. President Bush has requested just $227-million for > the program in the 2002 fiscal year, a 23-percent decrease, and Education > Department officials are evaluating its effectiveness. > > It doesn't help that college officials are ambivalent about GEAR UP. > Financial-aid officials are opposed to rules that allow them to use GEAR > UP money for scholarships only as a last resort. Those rules have prompted > some prominent higher-education associations to throw their weight behind > other federal college-preparation programs, such as TRIO. > > GEAR UP's advocates say college officials should stop quibbling over the > regulations and instead consider how the proposed budget cut would affect > students. The Bush budget plan would provide enough money to allow current > programs to continue, but it would eliminate new grants. > > "If there were to be this type of cut, even for a year, it would weaken > existing programs and mean tens of thousands of young people who think > they're going to be part of a college mentoring program would be > essentially dropped," says Gene B. Sperling, a visiting scholar at the > Brookings Institution, who was an economic adviser to President Clinton. > > GEAR UP, which stands for Gaining Early Awareness and Readiness for > Undergraduate Programs, pairs schools in low-income areas with colleges > and local businesses so that entire grades of students -- typically from > the seventh grade through graduation -- can benefit from mentoring and > academic programs. > > The program has awarded 237 grants to local partnerships in 42 states, and > in Guam, Micronesia, and Puerto Rico. Twenty-eight states have received > additional money through GEAR UP, for programs that award college > scholarships and work to align elementary and secondary curriculums with > the entrance requirements of state colleges and universities. > > In 2000, the average local grant was roughly $460,000 and the average > state grant was $1.7-million. Both the states and the local partnerships > are required to match the federal contribution dollar for dollar. > > Program participants say GEAR UP is unique among federal outreach programs > because it seeks to influence students in middle school, well before they > have settled on a college or vocational career track. The Clinton > administration intended for a new crop of middle-school students to be > added each year, but those plans will be shelved if the program's budget > is cut. > > The local partnerships have tremendous latitude to develop their own > programming. The partnership involving public schools in Philadelphia, for > example, coordinates field trips to local colleges, so that middle-school > students can meet with undergraduates, professors, and admissions and > financial-aid administrators. > > "Students can see that college is not something that's far out of their > reach," says Thomas Butler, who oversees the Philadelphia program. > > The partnerships are strongly encouraged to arrange sessions with parents, > which can be classes that last just an hour or courses that run for > several weeks. A public-school partnership in Arlington, Va., sponsors > workshops for parents on academic planning, and on less-obvious aspects of > student life that could affect preparation for college, such as teen > depression or familiarity with the Internet. > > The Education Department's review of GEAR UP will focus on 20 partnerships > and seven state programs. Department officials decline to identify which > grant recipients will be evaluated, but they say they plan to release four > reports on the program over the next six years. The first, which will > examine how well the programs are being carried out in schools, is slated > for release this summer. > > Some of GEAR UP's strongest supporters, including the California State > University System and the United States Student Association, are still > pushing Congress to increase the program's budget by 44 percent, to > $425-million. > > "This program meets so many of the demands that members of Congress are > making -- it is a public-private partnership, it is targeting the most > at-risk group of students, it's flexible spending," says Corye Barbour, > the legislative director of the United States Student Association. "It > really fills a gap that none of our other programs meet." > > Others merely hope that the program's budget will be sustained. GEAR UP > does have some bipartisan support on Capitol Hill. Republican backers > include Rep. Mark Souder of Indiana, who serves on the House subcommittee > that oversees the student-aid programs, and Sen. James M. Jeffords of > Vermont, the chairman of the Senate Health, Education, Labor, and Pensions > Committee. > > "The fact that there are now more than one million kids in GEAR UP in > places like Oklahoma, Colorado, Alaska, and the like, means [the program] > now reaches members of both parties, because they have constituents who > are benefiting from the program," says Rep. Chaka Fattah, a Pennsylvania > Democrat who helped conceive GEAR UP. > > The outlook for GEAR UP would be brighter if it had widespread support > among colleges. But many college officials object to program rules that > require them to use GEAR UP scholarships only as a last resort when > assembling aid packages. Congress and Education Department officials put > those rules in place to ensure that scholarship recipients would not see > their campus aid reduced as a result. (The scholarships will be only a > modest portion of most GEAR UP budgets until 2005, when students in the > program begin to graduate from high school in large numbers, but some > states already offer the awards.) > > The Student Aid Alliance, a coalition of college groups that lobbies for > federal financial aid, is seeking no new money for GEAR UP. One member, > the National Association of Independent Colleges and Universities, is > especially ambivalent about the program. > > "It's a real tragedy that rule is in there, because absent that, this > program could really help some needy kids," says Sarah A. Flanagan, vice > president for government relations at the independent-colleges > association. Instead, the association has lobbied for more money for TRIO, > a program that also helps low-income students prepare for and pay for > college. > > That stance has angered some advocates for GEAR UP, including Hector > Garza, president of the National Council for Community and Education > Partnerships, a nonprofit organization in Washington. > > Mr. Garza points to Oklahoma's GEAR UP program as an example of how the > "last-dollar rule" quandary can be easily fixed. The state revised the > rules on its state grants, so that they are awarded near the end of the > process, just before the GEAR UP funds are tapped. > > "Higher-education associations were involved with the negotiated > rule-making when these regulations were put into place," Mr. Garza says. > "They had ample opportunities to express their concerns. They didn't do > that at that time. The program is under way, the program is working. It's > time for them to get on board." > > The broad support for TRIO also hurts GEAR UP. Mr. Bush is seeking > $780-million dollars for TRIO, a 6.8-percent increase. That program's > supporters say GEAR UP duplicates services that TRIO already provides, and > they fear that the younger program's troubles could sink TRIO, too. "How > do you solve the GEAR UP problem?" asks Maureen Hoyler, executive vice > president of the Council on Opportunity, which lobbies on behalf of TRIO. > "Do you take money from the proposed TRIO increase?" She says that's a > worst-case scenario, and that she is optimistic that Congress won't cut > TRIO's budget. > > Meanwhile, supporters of GEAR UP must try to convince legislators that a > cut would thwart the program's goal: reaching students before they enter > high school. > > "If we're going to make a difference in the lives of low-income and > first-generation students, we have to start before high school," says > Susan Bonoff, a GEAR UP program director at Walter Reed Middle School, in > North Hollywood, Calif. "By the time a lot of them get there the die has > already been cast." > > http://chronicle.com > Section: Government & Politics > Page: A28 > -------------------------------------------------------------------------- > ------ > Copyright ? 2001 by The Chronicle of Higher Education > > > > ========================================================================== > ===== > Chronicle for Higher Education > From the issue dated May 4, 2001 > > Rules on Use of Student-Aid Funds Upset College Officials > 'Last dollar' requirement said to limit institutions' flexibility > > By SARA HEBEL > > College officials remain uneasy and angry about rules attached in the last > two years to some federal financial-aid programs that dictate how > institutions must allocate money to students. They argue that those > demands could hurt needy students and put at legal risk any institutions > that make even well-intentioned decisions to deviate from the rules. > > College lobbyists and financial-aid officials also say the rules > fundamentally shift federal policy on student aid in an abhorrent way, and > so make it difficult for them to embrace programs whose goals they > support. > > The disputed rules require institutions to use money from certain federal > programs only as a last resort when assembling aid packages. The > requirement is attached to the GEAR UP program for disadvantaged students, > the tuition-assistance program for residents of the District of Columbia, > the National Early Intervention Scholarship and Partnership Program, and a > veterans' benefit program. > > Congress and Education Department officials put the rules in place as > those programs were enacted in recent years to try to ensure that students > who receive grants through those programs would not see their campus aid > reduced as a result. > > Department officials note that institutions did not complain several years > ago when similar rules were attached to the National Early Intervention > Scholarship and Partnership Program. Including the last-dollar requirement > with GEAR UP and the other programs was merely following precedent, they > say. In addition, the regulations do allow for some flexibility in > exceptional circumstances. > > "We are really aiming to fulfill the federal role, to help provide access > to needy students," says Maureen A. McLaughlin, deputy assistant secretary > in the Office of Postsecondary Education. "It is important to make sure > that this aid will in fact increase what those students would have > gotten." > > Nevertheless, college officials contend that the regulations fundamentally > change federal-aid policy. "My view of the federal government has always > been that they come first, that their aid is the equivalent of a father's > checkbook," says Sarah A. Flanagan, vice president for government > relations and policy development at the National Association of > Independent Colleges and Universities. "That's the premise of it, that's > the beauty of it. But now we don't get their money until after the whole > package is done." > > The rules on GEAR UP, the District program, and other aid also put > colleges in an awkward position, because thousands of private scholarships > have the same requirement, financial-aid officers say. Aid officials also > say the regulations force colleges to distribute their own institutional > aid in ways that might not result in the greatest benefit to the greatest > number of students. > > Last fall, about 25 public universities initially declined to participate > in the District of Columbia program, which allows residents of the > nation's capital to pay in-state tuition rates at public colleges across > the country. The last-dollar rule was one of their major objections; the > colleges had to agree to that provision if they wanted students from the > District to be able to use the federal aid at their institutions. > > Since then, administrators of the program have adjusted other rules that > college officials had opposed, and the universities that had objected have > now signed on. > > Meanwhile, Ms. Flanagan reports that a "handful" of private institutions > do not plan to accept GEAR UP scholarships when students in that program > begin entering college in the fall of 2005. She declined to name the > institutions. > > Those colleges feel that they have a legal obligation to private > scholarship programs that also require that their dollars be allocated > last, she says. Moreover, if a federal official were to find that an > institution did not strictly abide by the complex and sometimes > conflicting last-dollar rules, the institution would risk losing > eligibility for all federal Title IV aid, which includes major programs > like Pell Grants and Perkins loans. > > Fighting the last-dollar requirement is one of the top priorities of the > independent-college group, Ms. Flanagan says. But that stance makes it > difficult for the association to take a position on GEAR UP, whose goals > the group otherwise supports. The program pays for college mentors and > establishes academic programs to help prepare low-income middle-school and > highschool students for college. It also includes some funds for college > scholarships. > > "Early intervention is really, really important," Ms. Flanagan says. "So > we are in a position of not advocating against it, but we sure can't push > for it. It's a real tragedy." > > GEAR UP could use the support of college associations, as it faces a shaky > future quite apart from the last-dollar issue. In his budget, President > Bush proposed cutting the program -- which was created under President > Bill Clinton's administration -- by 23 percent, to $227-million. That > would be enough money to support only existing projects. > > Ms. Flanagan and others also worry that donors interested in establishing > scholarships might instead use their money for other purposes if aid from > certain federal programs is required to be used only as a last resort. The > donors might feel that their contributions would just replace federal aid > that otherwise would have gone to the student. > > Here's how such a predicament might arise: A given student is eligible for > the GEAR UP program, for a private scholarship whose sponsors require that > it be used as a last resort, for institutional grants, and for a Pell > Grant, which is not subject to the last-dollar requirement. > > Under the last-dollar rules, an institution would have to use its own > money, the Pell Grant, and the private scholarship before tapping into the > GEAR UP scholarship. If the student were eligible for more aid than the > formulas indicate that he or she needs, then a portion of the GEAR UP aid > might not be used. > > Financial-aid officers argue that the restrictions imposed by the > last-dollar regulations prevent colleges from equitably distributing their > own limited pools of grant money to students who need it the most. > > Catherine H. Geier, director of student financial services for Trinity > College, in Washington, says she would prefer to provide less > institutional aid to students who qualify for other assistance, like the > GEAR UP or District of Columbia scholarships, so that the institution > could use its own money to help needy students who don't benefit from > those programs. Trinity spends about $1-million of its funds each year on > financial aid, but that still does not cover the full needs of its many > students from low-income families. > > "This wouldn't allow us to use our judgment," Ms. Geier says of the > last-dollar rule. "It is forcing us to give more money to the GEAR UP > student just because the student is in that program." > > Ms. McLaughlin, of the Education Department, points out that if a student > in the GEAR UP program is eligible for more aid than he or she can use, > the funds saved by GEAR UP could be used for other needy students in the > program. > > College officials, however, say their philosophical objections to the > last-dollar policies are even stronger than their practical objections to > them. "I don't think any other agency has the right to tell me what to do > with my money," argues Karen Fooks, financial-aid director at the > University of Florida. > > Florida didn't have any students last year who used the District tuition > grant, but she anticipates that as many as five might enroll as freshmen > this fall. When students in GEAR UP begin to enter college, and as more > students take advantage of the District aid, she and other college > officials expect last-dollar conflicts to increase. > > Eventually, "it leaves you out of compliance with something," Ms. Fooks > says. > > Daniel Davenport, financial-aid director at the University of Idaho, says > policy makers and aid-program administrators must do a better job of > analyzing how the myriad aid programs work together. "We need to make sure > that we have the flexibility we need to package all the different types of > resources to give students the best package of aid that we can," he says. > > There is little hope that the federal regulations will be changed soon. > College officials say it is hard to get Congress to revisit the issue; > many lawmakers suspect that without such safeguards, institutions will > take advantage of the federal grants and reduce their own aid to students. > In addition, there are no current legislative proposals to which such a > change might easily be added, college officials say. > > "Because this is predominantly a legal argument, and few schools have as > yet been pressed to implement these packaging rules, it will be difficult > to place this issue of principle above the immediate pressing need for > more funds for poor students to attend college," says Nancy C. Coolidge, > who handles government relations on student aid for the University of > California system. "This is not the only injustice that enjoys the > codification of the law, and it may well remain in law for some time to > come." > > > > http://chronicle.com > Section: Government & Politics > Page: A26 > > > -------------------------------------------------------------------------- > ------ > Copyright ? 2001 by The Chronicle of Higher Education > From kmmiller at bwc.edu Mon May 21 11:21:11 2001 From: kmmiller at bwc.edu (kevin miller) Date: Tue Mar 23 20:21:30 2004 Subject: [Oasfaa] FA Software Input Message-ID: <3B094076.9E53645@bwc.edu> We are looking at the possibility of switching to a new FA software at our school (we currently use a POISE system), and we wanted to float the topic out to any of you that may have had any history with, or may be currently using, the set-up we are looking at. Any input on its pluses or minues would be very helpful to us. The program we are looking at is the SARA for Windows software which will link us better with our Admissions office and its Goldmine system. Apparently it is very similar to the software PowerFAIDS, but SARA is better for smaller schools, and economically works out a little better also. Any input? Please email any response to kmmiller@bwc.edu Thank you! kevin miller kmmiller@bwc.edu bartlesville wesleyan college 918-335-6840 From ClientRelations at ogslp.org Mon May 21 16:30:35 2001 From: ClientRelations at ogslp.org (Client Relations) Date: Tue Mar 23 20:21:30 2004 Subject: [Oasfaa] Corrected Common Manual Update (CM-53) Message-ID: <67B1776185FFD311926100805FC11F9D8B6F52@HANDEL> > OGSLP would like to notify you that shortly after the Common Manual Update > (CM-53) was mailed to clients, the Common Manual Governing Board notified > guarantors that a couple of minor omissions had been discovered from the > bulletin language. > > Listed below are the omissions and attached is the revised update (CM-53) > for your reference (see attached PDF file). This corrected update has also > been posted to OGSLP's web site. If you have any questions, please contact > Client Relations. Thank you. > > Corrections to CM-53: > > Cohort Default Rates: add the following to the end of the text: > > Appendix G has been updated to replace the term, "Weighted Average Cohort > Rate" with the term > now in use by the Department, the "Dual-Program Cohort Default Rate." The > definition of "Cohort > Default Rate" has also been updated. > > Affected Sections: add Appendix G > > > Financial Aid Histories and the Delivery of Loan Proceeds > Affected Sections: add 5.2.E. and 6.3.I. > > > Ineligible Borrower Claims > Affected Sections: add CCI 8.6.A. > > > <> > > > Client Relations > OGSLP > (405) 234-4329 or 1-800-247-0420 > Fax - (405) 234-4459 > clientrelations@ogslp.org > > -------------- next part -------------- A non-text attachment was scrubbed... Name: CM53.pdf Type: application/octet-stream Size: 45539 bytes Desc: not available Url : http://lists.onenet.net/pipermail/oasfaa/attachments/20010521/e689cbdf/CM53.obj From DanGHolt at aol.com Wed May 23 15:34:17 2001 From: DanGHolt at aol.com (DanGHolt@aol.com) Date: Tue Mar 23 20:21:30 2004 Subject: [Oasfaa] FAD position available in Missouri Message-ID: <9a.14a8a84d.283d78c9@aol.com> East Central College has posted the following position.? East Central College is a community college located in Union, Missouri (45 miles southwest of St. Louis). EAST CENTRAL COLLEGE Director, Financial Aid Position to begin July 1, 2001.? Minimum requirements:? Master's degree in business, accounting, student services, or related field or a bachelor's degree with three years of related experience.? Must possess a thorough knowledge of federal and state student financial aid/veterans programs and regulations, ability to interpret and implement state and federal regulations governing the administration of student financial assistance and veterans programs effectively, effective organizational and management skills, ability to interact effectively with diverse student populations and a wide variety of co-workers, familiarity with the use of computers for awarding, reporting and monitoring student financial aid/veterans programs. Please submit letter of interest, resume, and transcripts to: East Central College Human Resources Office P.O. Box 529 Union, MO 63084 636-583-5193 FAX:? 636-583-9571 An Equal Opportunity, Affirmative Action Employer Minorities and women are encouraged to apply. -------------- next part -------------- An HTML attachment was scrubbed... URL: http://lists.onenet.net/pipermail/oasfaa/attachments/20010523/d20534a5/attachment.htm From DanGHolt at aol.com Fri May 25 09:36:49 2001 From: DanGHolt at aol.com (DanGHolt@aol.com) Date: Tue Mar 23 20:21:30 2004 Subject: [Oasfaa] FW: Financial Aid Qualification Message-ID: <9c.e945144.283fc801@aol.com> Colleagues: Just when you thought awarding aid couldn't get any more difficult! My sister-in-law passed this along to me, as it appears that it was an email Spam that she received. Looking at the senders address, it looks as if it came from the United Kingdom. Well beyond the reach of our local officials. Just an FYI, and be prepared for some repercussions. Dan Dan Holt Sallie Mae, Inc. Subj: FW: Financial Aid Qualification Date: 05/25/2001 8:39:56 AM Central Daylight Time From:? ? lfenimore@datasystem.com (Fenimore, Lorna) To:? ? dangholt@aol.com ('dangholt@aol.com') FYI:? I received this and thought you might be interested. ? Lorna ?? -----Original Message----- From: maria02@ads.guardianunlimited.co.uk [mailto:maria02@ads.guardianunlimited.co.uk] Sent: May 24, 2001 8:34 PM To: Undisclosed.Recipients@cachou.nagra-kudelski.ch Subject: Financial Aid Qualification When applying for college financial aid, you need to know HOW the financial aid officers evaluate your financial data and family information. Now, you can have access to the same forms, charts and tables they use to evaluate your FAFSA and award financial aid! This do-it-yourself manual walks you through the complete federal financial aid process in an easy-to-follow method. You'll learn from noted experts how to: >>> MINIMIZE your family's contribution >>> MAXIMIZE your financial aid offers >>> Accurately calculate your EFC This manual is a must for parents of high school Seniors, Juniors and students already attending college and in need of more financial aid. DON'T LOSE OUT BECAUSE YOU DIDN'T KNOW THE RULES!!! Everyone can receive federal financial aid, regardless of income, assets or credit standing. To Opt-in to receive more info about our financial aid manual, Hit reply and type "MANUAL" in the subject box. -=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=- To be permanently removed from our mailing list, hit reply and type "REMOVE" in the subject box. IMPORTANT! If "REMOVE" is not in the subject box our software will not read it and you WILL NOT be removed When applying for college financial aid, you need to know HOW the financial aid officers evaluate your financial data and family information. Now, you can have access to the same forms, charts and tables they use to evaluate your FAFSA and award financial aid! -------------- next part -------------- An HTML attachment was scrubbed... URL: http://lists.onenet.net/pipermail/oasfaa/attachments/20010525/5bdee83b/attachment.htm