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<DIV dir=ltr align=left><FONT face=Arial color=#0000ff size=2><SPAN
class=545402319-01032006>Great question Jonna. I'll be the first to jump in.
Hopefully, others will join us. You're not alone struggling with this delimma.
Many of us are "in a pickle" on this one though. </SPAN></FONT></DIV>
<DIV dir=ltr align=left><FONT face=Arial color=#0000ff size=2><SPAN
class=545402319-01032006></SPAN></FONT> </DIV>
<DIV dir=ltr align=left><FONT face=Arial color=#0000ff size=2><SPAN
class=545402319-01032006>Who among our students, if given the opportunity to pay
zero fees or pay a 1% fee would opt for the 1%? Not many I'd bet. At the same
time who among our financial aid offices wants to sit down with a student/parent
and defend processing a loan with 1% fees when it could have been processed with
no fees? I don't look forward to that type of a conversation. Therefore,
I'm trying to figure our a simple way of communicating the choices to our
students and let them make the decision for themselves.</SPAN></FONT></DIV>
<DIV dir=ltr align=left><FONT face=Arial color=#0000ff size=2><SPAN
class=545402319-01032006></SPAN></FONT> </DIV>
<DIV dir=ltr align=left><FONT face=Arial color=#0000ff size=2><SPAN
class=545402319-01032006>When lenders are biting the bullet and waiving fees in
order to be competitive, I'd like to see OGSLP do the same thing. Unfortunately,
I don't believe state schools have to same flexibility that privates do in
pursuing a better alternative for their students. Let's face it, polictics
are part of the environment in which we live. So if anyone has any
creative solutions in mind, please share them with the rest of us.
</SPAN></FONT></DIV>
<DIV dir=ltr align=left><FONT face=Arial color=#0000ff size=2><SPAN
class=545402319-01032006></SPAN></FONT> </DIV>
<DIV dir=ltr align=left><FONT face=Arial color=#0000ff size=2><SPAN
class=545402319-01032006>These observations are not intended to represent
anyone but me. </SPAN></FONT></DIV>
<DIV dir=ltr align=left><FONT face=Arial color=#0000ff size=2><SPAN
class=545402319-01032006></SPAN></FONT> </DIV>
<DIV dir=ltr align=left><FONT face=Arial color=#0000ff size=2><SPAN
class=545402319-01032006>Larry</SPAN></FONT></DIV><BR>
<DIV class=OutlookMessageHeader lang=en-us dir=ltr align=left>
<HR tabIndex=-1>
<FONT face=Tahoma size=2><B>From:</B> oasfaa-bounces@lists.onenet.net
[mailto:oasfaa-bounces@lists.onenet.net] <B>On Behalf Of </B>Jonna L.
Raney<BR><B>Sent:</B> Wednesday, March 01, 2006 12:45 PM<BR><B>To:</B>
oasfaa@onenet.net<BR><B>Subject:</B> [Oasfaa] Guarantor
Question<BR></FONT><BR></DIV>
<DIV></DIV>
<DIV class=Section1>
<P class=MsoNormal><FONT face=Arial size=2><SPAN
style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">I’m interested to know what schools
are doing for 06/07 about the guarantor for their loans. I’m torn because I want
to do business in OK, but if other guarantors are paying the 1% guarantee fee, I
have to also keep in mind what is best for our students. I feel like the service
from the 1% guarantor and the no fee guarantor are both very good, so that’s not
a big factor in the decision for me. <o:p></o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial size=2><SPAN
style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p> </o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial size=2><SPAN
style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p> </o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial size=2><SPAN
style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">I don’t want to step on any toes,
but I need to make a decision about this topic fairly soon. I’d like to
hear from both State and Private schools if
possible.<o:p></o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial size=2><SPAN
style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p> </o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial size=2><SPAN
style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Thanks for any feedback.
<o:p></o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial size=2><SPAN
style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p> </o:p></SPAN></FONT></P>
<P class=MsoNormal><FONT face=Arial size=2><SPAN
style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Jonna
Raney<o:p></o:p></SPAN></FONT></P>
<P class=MsoNormal><st1:place w:st="on"><FONT face=Arial size=2><SPAN
style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">St.</SPAN></FONT></st1:place><FONT
face=Arial size=2><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"> Gregory’s
University<o:p></o:p></SPAN></FONT></P></DIV></BODY></HTML>