<html><head><style type='text/css'>p { margin: 0; }</style></head><body><div style='font-family: arial,helvetica,sans-serif; font-size: 12pt; color: #000000'>Hello all,<br><br>We are starting a Masters in Marriage and Family Counseling program and the question has come up about what happens in their last year when all they are actually only enrolled in 3 hours each semester but they are completing their practicum which is more than equivalent to half-time enrollment. How do we keep them from going into repayment and more importantly, how can we award them add'l loans for this less than half-time enrollment?<br><br>Is my only choice to decide to count 3 hours as half-time for this program? I don't really want to do that as it opens a whole can of worms that I don't want opened. :)<br><br>Thanks in advance for your solutions to my problem.<br><br>Jonna<br></div></body></html>