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<td class="logo-block " style="padding:10px; vertical-align:top"><img id="sig-image-out" alt="Oklahoma Baptist University" style="border:0px; width:125px" src="https://www.okbu.edu/site-files/images/signature/obu-letters.png"></td>
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<h2 id="sig-name-out" style="padding:0px; color:rgb(0,121,52); font-size:20px; line-height:20px; margin:0px">
Jonna Raney</h2>
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Director of Student Financial Services</p>
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405.585.5020<br>
Oklahoma Baptist University</p>
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<div id="divRplyFwdMsg" dir="ltr"><font style="font-size:11pt" face="Calibri, sans-serif" color="#000000"><b>From:</b> Karen Reddick <kreddick@ncmstl.com><br>
<b>Sent:</b> Monday, September 25, 2017 12:11 PM<br>
<b>Subject:</b> Perkins Loan Program</font>
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<b><i><span style="color:red">Dear Higher Education Leadership,</span></i></b></p>
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<b><i><span style="color:red"> </span></i></b></p>
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<b><i><span style="color:red">Please share this information throughout your membership encouraging schools to advocate in Congress on their campuses.  The legislative members need to hear from the schools especially the Government Affairs and President’s Offices 
 .We need your help!</span></i></b></p>
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<b><span style="font-size:13.0pt">2-Year Extension for Perkins - Requires 2 Critical Actions for Schools</span></b></p>
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As you are aware, the Federal Perkins Loan Program is scheduled to expire September 30, 2017.  As was the case in 2015, there is another opportunity for Congress to pass an extension so that the future of Perkins can be considered during the HEA reauthorization.
 Two years ago, our success resulted from the hard work of the higher education community, and this year’s extension can only be achieved if we have your continued demonstration of support. 
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COHEAO is very optimistic that Perkins will receive a 2-year extension by the end of the year, but not likely before the expiration.  Our TOP PRIORITIES are to add cosponsors to the recently introduced
<a href="https://www.congress.gov/bill/115th-congress/senate-bill/1808/text?r=15" style="color: blue; text-decoration: underline;">
Senate Bill S.1808</a> and continue to garner support for the <a href="https://www.congress.gov/bill/115th-congress/house-bill/2482/text" style="color: blue; text-decoration: underline;">
House Bill H.R.2482</a><span style="color: blue; text-decoration: underline;">,</span> which currently has
<b>200 Cosponsors</b>!  </p>
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There are critical actions outlined below that schools must follow to ensure our best chance for success:</p>
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<b><span style="">1.)<span style="font:7.0pt "Times New Roman"">    </span></span></b><b>Award & Disburse as much of your Perkins funds as you can by September 30th:</b></p>
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<span style="font-family:"Courier New""><span style="">-<span style="font:7.0pt "Times New Roman"">  
</span></span></span>All eligible students can receive a Perkins Loan for AY 2017-18 even if the program expires on 9/30/17, as long as the first disbursement is made by 9/30/17.  Eligible students can receive their Perkins awards through 6/30/18.  To ensure
 eligibility, make sure students complete their loan documents and are disbursed by 9/30/17.</p>
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<span style="font-family:"Courier New""><span style="">-<span style="font:7.0pt "Times New Roman"">  
</span></span></span>Lend <b>ALL </b>available Perkins Loan funds in the 2017-2018 academic year to prevent EXCESS CASH.  (Increase award amounts – including second disbursements, package for financial aid appeals, etc.)
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<span style="font-family:"Courier New""><span style="">-<span style="font:7.0pt "Times New Roman"">  
</span></span></span><b><span style="letter-spacing:-.05pt">The fight for Perkins is far from over.</span></b><span style="letter-spacing:-.05pt"> Do not l</span><span style="letter-spacing:.05pt">i</span><span style="letter-spacing:-.05pt">qu</span><span style="letter-spacing:.05pt">i</span><span style="letter-spacing:-.05pt">da</span>te
<span style="letter-spacing:.05pt">your</span><span style="letter-spacing:-.1pt">
</span>Pe<span style="letter-spacing:.05pt">r</span>kins<span style="letter-spacing:-.1pt">
</span>L<span style="letter-spacing:-.05pt">oa</span>n<span style="letter-spacing:-.05pt">
</span>fu<span style="letter-spacing:-.1pt">n</span><span style="letter-spacing:.1pt">d</span>.  Your stu<span style="letter-spacing:-.05pt">d</span>ents<span style="letter-spacing:-.1pt">
</span><span style="letter-spacing:.05pt">w</span>ill <span style="letter-spacing:-.15pt">
l</span><span style="letter-spacing:-.05pt">o</span>se<span style="letter-spacing:.05pt">
</span>ac<span style="letter-spacing:-.1pt">c</span>ess<span style="letter-spacing:-.05pt">
</span>to<span style="letter-spacing:-.05pt"> </span>l<span style="letter-spacing:-.05pt">o</span><span style="letter-spacing:.1pt">w</span>-c<span style="letter-spacing:-.05pt">o</span>st, su<span style="letter-spacing:-.1pt">b</span>si<span style="letter-spacing:-.05pt">d</span>i<span style="letter-spacing:-.05pt">z</span>ed
 l<span style="letter-spacing:.05pt">o</span>a<span style="letter-spacing:-.05pt">ns</span> and your institution will not be able to r<span style="letter-spacing:-.1pt">e</span>c<span style="letter-spacing:.05pt">o</span><span style="letter-spacing:-.05pt">u</span>p<span style="letter-spacing:-.05pt">
</span><span style="letter-spacing:-.1pt">i</span>ts<span style="letter-spacing:.05pt">
</span>i<span style="letter-spacing:-.05pt">n</span><span style="letter-spacing:.05pt">v</span><span style="letter-spacing:-.1pt">e</span>s<span style="letter-spacing:-.1pt">t</span><span style="letter-spacing:.05pt">m</span>ent<span style="letter-spacing:-.1pt">
</span><span style="letter-spacing:.05pt">o</span>f I<span style="letter-spacing:-.05pt">n</span><span style="letter-spacing:-.1pt">s</span>titut<span style="letter-spacing:-.1pt">i</span><span style="letter-spacing:.05pt">o</span><span style="letter-spacing:-.05pt">n</span>al
 Ca<span style="letter-spacing:-.05pt">p</span>ital <span style="letter-spacing:-.1pt">
C</span><span style="letter-spacing:.05pt">o</span><span style="letter-spacing:-.05pt">n</span>tri<span style="letter-spacing:-.05pt">bu</span>ti<span style="letter-spacing:.05pt">o</span><span style="letter-spacing:-.05pt">n</span>s<span style="letter-spacing:-.1pt">
</span><span style="letter-spacing:.05pt">(</span>I<span style="letter-spacing:-.15pt">C</span>C)<span style="letter-spacing:.2pt">.  Schools that liquidate their portfolios
</span><span style="letter-spacing:.05pt">w</span>ill also <span style="letter-spacing:-.15pt">
l</span><span style="letter-spacing:.05pt">o</span>se<span style="letter-spacing:-.1pt">
</span>any ho<span style="letter-spacing:-.15pt">p</span>e f<span style="letter-spacing:.05pt">o</span>r r<span style="letter-spacing:.05pt">e</span><span style="letter-spacing:-.15pt">i</span><span style="letter-spacing:.05pt">m</span><span style="letter-spacing:-.05pt">bu</span>rs<span style="letter-spacing:-.1pt">e</span><span style="letter-spacing:.05pt">m</span>ent<span style="letter-spacing:-.1pt">
</span><span style="letter-spacing:.05pt">o</span>f<span style="letter-spacing:-.15pt">
</span><span style="letter-spacing:-.1pt">i</span>ts<span style="letter-spacing:.05pt">
</span>i<span style="letter-spacing:-.05pt">n</span>stitut<span style="letter-spacing:-.1pt">i</span><span style="letter-spacing:.05pt">o</span><span style="letter-spacing:-.05pt">n</span>al s<span style="letter-spacing:-.05pt">h</span>a<span style="letter-spacing:-.15pt">r</span>e<span style="letter-spacing:-.05pt">
</span><span style="letter-spacing:.05pt">o</span>f ca<span style="letter-spacing:-.15pt">n</span>celled<span style="letter-spacing:.05pt">
</span><span style="letter-spacing:-.15pt">l</span><span style="letter-spacing:.05pt">o</span>an<span style="letter-spacing:-.05pt">
</span>fu<span style="letter-spacing:-.05pt">nd</span>s.</p>
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<b><span style="">2.)<span style="font:7.0pt "Times New Roman"">    </span></span></b><b>Continue your efforts as an Advocate for Perkins:
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<span style="font-family:"Courier New""><span style="">-<span style="font:7.0pt "Times New Roman"">  
</span></span></span>It is critical that our Congressional leadership hears from you, your students and most importantly, your institution’s top leadership.  Please reach out to your government affairs staff and upper administration and communicate how important
 this program is to your students and ask them to get involved. C<a name="_GoBack"></a>alls and letters from students and college presidents are what led to the
<i>Perkins Loan Extension Act of 2015.</i> </p>
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<span style="font-family:"Courier New""><span style="">-<span style="font:7.0pt "Times New Roman"">  
</span></span></span>Participate in a call with your Congressional Member. COHEAO is in the process of organizing advocacy groups to participate in calls with their respective Congressional members.  If you would like to participate,
<a href="https://www.surveymonkey.com/r/RZTF6R6" style="color: blue; text-decoration: underline;">
you can get more info and sign up here</a>.</p>
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<span style="color: blue; text-decoration: underline;"><span style="font-family:"Courier New"; color:windowtext; text-decoration:none"><span style="">-<span style="font:7.0pt "Times New Roman"">  
</span></span></span></span>Encourage your student organizations to contact your Congressional Representatives in both the House and Senate with stories of how Perkins has helped them pursue their education. 
<a href="https://www.surveymonkey.com/r/G3TJ8CB" style="color: blue; text-decoration: underline;">
Testimonials can be entered online here</a><span style="color: blue; text-decoration: underline;">
</span><span style="color: blue; text-decoration: underline;"><span style="color:black">and will be shared with Congress.</span></span></p>
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<span style="color: blue; text-decoration: underline;"><span style="font-family:"Courier New"; color:windowtext; text-decoration:none"><span style="">-<span style="font:7.0pt "Times New Roman"">  
</span></span></span></span><span style="color: blue; text-decoration: underline;"><span style="color:black">For more information,
</span></span><a href="http://www.coheao.com/advocacy/the-federal-perkins-loan-program-2016-and-beyond/" style="color: blue; text-decoration: underline;">visit COHEAO’s Perkins Advocacy Page</a><span style="color: blue; text-decoration: underline;">.</span></p>
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<b>Your support is critical to this extension process and we thank you in advance for your efforts to save this valuable program!</b></p>
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<span style="font-size:30.0pt; font-family:"Freestyle Script"">Karen</span></p>
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<b><span style="font-family:"Arial","sans-serif"">Karen Reddick</span></b></p>
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<b><span style="font-family:"Arial","sans-serif"">VP Business Development</span></b></p>
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<b><span style="font-family:"Arial","sans-serif"">National Credit Management</span></b></p>
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<b><span style="font-family:"Arial","sans-serif"">PO Box 32900</span></b></p>
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<b><span style="font-family:"Arial","sans-serif"">St. Louis, MO  63132</span></b></p>
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<b><span style="font-family:"Arial","sans-serif"">314-603-9500</span></b></p>
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<a href="http://www.coheao.com/advocacy/the-federal-perkins-loan-program-2016-and-beyond/" style="color: blue; text-decoration: underline;"><span style="font-size:14.0pt; color:windowtext; text-decoration:none"><img naturalheight="121" naturalwidth="127" id="Picture_x0020_1" tabindex="0" width="127" height="121" border="0" src="cid:image002.jpg@01D335F6.AFA30600"></span></a></p>
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<span style="color:#1F497D">Watch:  <a href="https://youtu.be/7A_I3-W6PUc" style="color: blue; text-decoration: underline;">
Save Perkins Now</a></span></p>
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<a href="https://twitter.com/saveperkins" style="color: blue; text-decoration: underline;"><b><span style="font-size:14.0pt; font-family:"Cambria","serif"; color:windowtext; text-decoration:none"><img naturalheight="32" naturalwidth="134" id="Picture_x0020_2" alt="cid:image002.png@01D0E98F.C41F5FD0" tabindex="0" width="134" height="32" border="0" src="cid:image003.jpg@01D335F6.AFA30600"></span></b></a><b><span style="font-size:14.0pt; font-family:"Cambria","serif""></span></b></p>
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<b><span style="font-size:14.0pt; font-family:Aharoni"> </span></b></p>
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