[MainstreetManagers] REquest: Insurance ideas

[Aleesa Hardage]

This may have been my question - or another new member :)

We have halted car "cruises" due to insurance issues.  We have made parade
"adjustments" that do not go over well, again due to insurance issues and
the "candy" throwing really became an issue that makes my head spin like a
pinata.  We are all going to "insure" we never have fun again at this
point!  LOL

So, my questions are:
1.  There's got to be a good underwriter that understands the small town
event.  I'm in Duncan, OK - I'll go outside the boundaries or find a good
broker here for the right price.
2.  The umbrella style coverage is a bit confusing to me, but I'm
interested in learning more so we can scale our events.
3.  Does anyone include a 'weather rider' with their events?  I know folks
who do music festivals and this is part of the insurance policy as a
standard practice in some cases.

I so appreciate any and all feedback.  I'm new!  - Aleesa with Main Street
Duncan



On Fri, Jan 30, 2026 at 2:27 PM Kendall Whittier Main Street <
historickwms at gmail.com> wrote:

> Our insurance company provides a rider for the events we hold.
> Perhaps ask them if they can do that?
> Sorry, we have never held a parade.
>
> Thank you.
> Evon Markum
> Executive Director
>
> Kendall Whittier Main Street
> 2205 E. Admiral Blvd
> Tulsa, OK 74037
> 918-633-1934
>
>
> On Jan 30, 2026, at 1:45 PM, director sapulpamainstreet.com <
> director at sapulpamainstreet.com> wrote:
>
> 
> Sapulpa Main Street doesn't do the parade but I will ask the Chamber and
> let you know.
>
>
> Cindy Lawrence
>
> Executive Director
>
> Sapulpa Main Street
>
> 108 E. Dewey Ave.
>
> Sapulpa, OK  74066
>
> 918-224-5709
> ------------------------------
> *From:* MainstreetManagers <mainstreetmanagers-bounces at lists.onenet.net>
> on behalf of Kelli Yadon <Kelli.Yadon at okcommerce.gov>
> *Sent:* Friday, January 30, 2026 1:29 PM
> *To:* mainstreetmanagers at lists.onenet.net <
> mainstreetmanagers at lists.onenet.net>
> *Subject:* [MainstreetManagers] REquest: Insurance ideas
>
>
> This question is being asked by a new member to the main street family….
>
>
>
> Insurance for parades has apparently become a problem.
>
> How does your program handle these type of events?
>
>
>
>
>
>
>
> *Kelli Yadon | Program Coordinator*
>
> Oklahoma Main Street Center | Oklahoma Department of Commerce
>
> Kelli.Yadon at okcommerce.gov
>
> C: 405.778.9375
>
> *OKcommerce.gov*
>
> <image001.png>
>
>
>
> <https://mainstreet.org/now2026>
> <image002.png> <https://mainstreet.org/now2026>
>
>
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