<DIV>
<DIV>Good evening,</DIV>
<DIV> </DIV>
<DIV>Due to a change in service providers, my email address has change to:</DIV>
<DIV> </DIV>
<DIV><A href="mailto:SandyRichard@sbcglobal.net">SandyRichard@sbcglobal.net</A></DIV>
<DIV> </DIV>
<DIV>This change is effective immediately.</DIV>
<DIV> </DIV>
<DIV>Thanks-you,</DIV></DIV><BR><BR><DIV>
<DIV><STRONG><FONT face="comic sans ms" color=#c00000 size=6>Sandy</FONT></STRONG></DIV>
<DIV><STRONG><FONT face=arial size=4>___________________________________________</FONT></STRONG></DIV>
<DIV><STRONG><FONT face=arial size=3>Sandy Richard <BR><FONT color=#ff0000>SIMMONS FIRST</FONT></FONT></STRONG></DIV>
<DIV><STRONG><FONT face=arial size=3>Assistant Vice President <BR>24 Cottage Court <BR>North Little Rock, AR 72118 <BR>501-758-1295 DIRECT <BR>800-527-1625 WATS <BR>501-758-0230 FAX <BR>501-831-1295 MOBILE</FONT></STRONG></DIV></DIV>