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<P><FONT SIZE=2 FACE="Arial">Good afternoon,</FONT>
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<P><FONT SIZE=2 FACE="Arial">I am responding on behalf of Bank of Oklahoma...</FONT>
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<P><FONT SIZE=2 FACE="Arial">The end goal for all of us should be to provide access to higher education while remaining committed to offering affordable financing solutions. Although much of the discussion this week has centered around competitive benefits, I believe we are all in agreement of sincerely wanting to do what's best for our institutions and students.</FONT></P>
<P><FONT SIZE=2 FACE="Arial">Bank of Oklahoma is currently in the process of developing a new program for Stafford borrowers and exploring additional options that would further increase the benefit to our borrowers. However, at this time a final determination has not been reached and it would be premature to make such an announcement this afternoon. We are in the process of finalizing the details of this new program and a formal announcement will be made by Bank of Oklahoma to clients in the next few days. Thank you for your interest and please contact me if you have additional questions.</FONT></P>
<P><FONT SIZE=2 FACE="Arial">Have a great weekend!</FONT>
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<P><B><FONT SIZE=2 FACE="Arial">Ron Hancock</FONT></B>
<BR><FONT SIZE=2 FACE="Arial">Senior Vice President</FONT>
<BR><FONT SIZE=2 FACE="Arial">Nelnet Integrated Solutions</FONT>
<BR><FONT SIZE=2 FACE="Arial">Tulsa OK</FONT>
<BR><FONT SIZE=2 FACE="Arial">918.369.1889 - office</FONT>
<BR><FONT SIZE=2 FACE="Arial">405.826.4131 - cellular</FONT>
<BR><FONT SIZE=2 FACE="Arial">ron.hancock@nelnet.net</FONT>
<BR><A HREF="www.nelnet.net"><U><FONT COLOR="#0000FF" SIZE=2 FACE="Arial">www.nelnet.net</FONT></U></A>
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