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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D">There is also an IFAP announcement dated 3-30-16 regarding 3<sup>rd</sup> party debt relief services using institutional information and charging students for
services that are available for free and what to do about it.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D"><a href="http://ifap.ed.gov/eannouncements/033016ThirdPartydebtreliefcompaniesuseofinstitutionalnameslogosandothertrademar.html">http://ifap.ed.gov/eannouncements/033016ThirdPartydebtreliefcompaniesuseofinstitutionalnameslogosandothertrademar.html</a>
<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D"><o:p> </o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> oasfaa-bounces@lists.onenet.net [mailto:oasfaa-bounces@lists.onenet.net]
<b>On Behalf Of </b>Hancock, Ron<br>
<b>Sent:</b> Monday, April 04, 2016 12:16 PM<br>
<b>To:</b> Isaacs, Becky A.<br>
<b>Cc:</b> oasfaa@lists.onenet.net<br>
<b>Subject:</b> Re: [Oasfaa] scam? or real deal?<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">The CFPB has been pretty active in pursuing companies engaged in "student loan debt relief." There's often a fine line between what is fraudulent and deceptive versus what is technically legal, albeit not very ethical perhaps. Here's a
link to a CFPB post on the topic that may be helpful.<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><a href="http://www.consumerfinance.gov/blog/consumer-advisory-student-loan-debt-relief-companies-may-cost-you-thousands-of-dollars-and-drive-you-further-into-debt/">http://www.consumerfinance.gov/blog/consumer-advisory-student-loan-debt-relief-companies-may-cost-you-thousands-of-dollars-and-drive-you-further-into-debt/</a><o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">-Ron<o:p></o:p></p>
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<p class="MsoNormal" style="margin-bottom:12.0pt"><br>
On Apr 4, 2016, at 12:01 PM, Isaacs, Becky A. <<a href="mailto:bisaacs@ecok.edu">bisaacs@ecok.edu</a>> wrote:<o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D">I have seen this before with our schools information. I have no idea where it is coming from or the company.</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D"> </span><o:p></o:p></p>
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<p class="MsoNormal"><b><span style="font-family:"Brush Script MT";color:#1F497D">Becky Isaacs</span></b><o:p></o:p></p>
<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Freestyle Script";color:#1F497D"> </span></b><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Goudy Old Style",serif;color:#1F497D">Becky Isaacs, M.S.A.</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Goudy Old Style",serif;color:#1F497D">Director of Financial Aid</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Goudy Old Style",serif;color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal"><b><span style="font-family:"Goudy Old Style",serif;color:#E36C0A">East Central University</span></b><o:p></o:p></p>
<p class="MsoNormal"><span style="font-family:"Goudy Old Style",serif;color:#1F497D">Financial Aid Office</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Goudy Old Style",serif;color:#1F497D">1100 E. 14<sup>th</sup> Street</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Goudy Old Style",serif;color:#1F497D">Ada, OK 74820</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Goudy Old Style",serif;color:#1F497D">580-559-5242</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Goudy Old Style",serif;color:#1F497D">FAX – 580-436-5612</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Brush Script MT";color:#1F497D"> </span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D"> </span><o:p></o:p></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">
<a href="mailto:oasfaa-bounces@lists.onenet.net">oasfaa-bounces@lists.onenet.net</a> [<a href="mailto:oasfaa-bounces@lists.onenet.net">mailto:oasfaa-bounces@lists.onenet.net</a>]
<b>On Behalf Of </b>Jonna Raney<br>
<b>Sent:</b> Monday, April 04, 2016 11:26 AM<br>
<b>To:</b> <a href="mailto:oasfaa@lists.onenet.net">oasfaa@lists.onenet.net</a><br>
<b>Subject:</b> [Oasfaa] scam? or real deal?</span><o:p></o:p></p>
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<p class="MsoNormal"> <o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Arial",sans-serif;color:black">This is an ad that popped up on my daughter's instagram. It is a picture of one of our well known buildings. Has anyone heard of Financial Intelligence Club?</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Arial",sans-serif;color:black"><image001.png></span><o:p></o:p></p>
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